How It Works
A Better Approach to Small Business Borrowing
While a lot of online lenders automate the funding process — selling “instant approval” and “funding in hours” — we know the best loans don’t come from a computer.
The best funding solutions occur when we combine data with consultation and common sense. That’s why we actually want to speak with you, so we can truly understand your business and its distinct needs. At the end of the day, we want you to have a loan that works, and we want you to come back every time you need funding to fuel your business.
Step 2: Consultation
After applying, you will receive an email confirmation and one of our dedicated loan consultants will contact you by phone within one business day to learn more about your distinct funding needs.
Questions before applying? Always feel free to email us at firstname.lastname@example.org or call (888) 391-9800, 8am-5pm (CST), Monday-Friday.
Step 3: Documentation
Unlike a bank, we aren’t going to ask you for an endless stream of documentation. To finish processing your loan application, we just need a few simple items:
- Your four most recent bank statements
- A signed credit check authorization form
Your loan consultant will send you a secure link to the credit form and can even help you gather your statements from the bank.
Step 4: Approval
As soon as we receive your documentation, you will receive the terms of your loan offer. If you agree to the terms, you’re just one quick step from funding (and getting back to running your business).
Step 5: Funding
The final step in the process is to sign the official loan documentation, which your loan consultant will send via secure email for signature. Once you return and sign, the funds will be transferred to your account by the end of the business day.